Fintech Inside

Trends and insights from 23 largest financial firms | #99 - 18th Aug, 2025

Hi Insiders, I’m Osborne, an investor in early stage startups.

Aug 18 • 

Osborne Saldanha

5

PE firms build insurance empires while UPI's free ride (potentially) ends | Fintech Inside #98

This weeks edition: WestBridge's competing bets, vanilla NBFCs getting VC love, and why ICICI just changed payment economics forever

Aug 4 • 

Osborne Saldanha

5

1

July 2025

Slice launched its UPI powered ATM | Fintech Inside #97

This week's edition: Slice's historic bank launch, India's booming IPOs, and the RBI report that proves the system is built to last.

Jul 8 • 

Osborne Saldanha

14

June 2025

Pine Labs filed for IPO; Singapore formed SPaN for payments | Fintech Inside #96

Fintech Top Three: Pine Lab's IPO, Singapore's Payment Network and South Korea's stablecoin rush

Jun 30 • 

Osborne Saldanha

5

The Venture Capital Industry is Changing | Fintech Inside #95

How leading venture capital firms are abandoning traditional fund structures to become multi-billion dollar financial platforms and what it means for…

Jun 9 • 

Osborne Saldanha

6

Big Promise in Tiny Payments | Fintech Inside #94

How UPI micropayments are democratising investment, fueling India's gaming boom and helping startups grow revenue like never before

Jun 2 • 

Osborne Saldanha

9

May 2025

Agentic Payments | Fintech Inside #93

Beyond human clicks: A deep dive into Agentic Payments, the disruption of SaaS pricing, the new infrastructure enabling AI-driven commerce and key…

May 5 • 

Osborne Saldanha

17

2

April 2025

Circle Payments Network | Fintech Inside #92 - 28th April, 2025

Circle's USDC-Based Network: A Solution for Slow, Expensive International Money Transfers?

Apr 28 • 

Osborne Saldanha

9

1

Trade, Tariffs and Finance | Fintech Inside #91 - 07th April, 2025

US tariffs trigger $6tn market crash and potential trade war as global financial system faces biggest upheaval since 1930. What's next for trade…

Apr 7 • 

Osborne Saldanha

1

2

March 2025

BNPL in India | Fintech Inside #90 - 31st Mar, 2025

How traditional banks hijacked the BNPL revolution in India with EMI innovations, reshaping the consumer credit landscape while fintech startups search…

Mar 31 • 

Osborne Saldanha

18

1

Payments exciting again? | Fintech Inside #89 - 24th Mar, 2025

Exploring the key developments making India's payments industry attractive for investors and entrepreneurs again

Mar 24 • 

Osborne Saldanha

8

Digital Debt Collections | Fintech Inside #88 - 17th Mar, 2025

The contrast between India's sophisticated lending infrastructure and its antiquated collection practices represents one of fintech's most glaring…

Mar 17 • 

Osborne Saldanha

8

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