Fintech Inside simplifies the complex world of fintech. It provides insights and implications of the latest news in the sector. Fintech Inside has curated and contextual updates on the latest in fintech covering India and Southeast Asia.

It’s been called as “the most comprehensive fintech newsletter”.

Subscribe now and stay updated with the latest in fintech.


About Osborne Saldanha: Osborne is an investor with 10+ years of investing experience across stages, sectors and regions. He's partnered with his portfolio companies to close millions of dollars in revenue contracts and hundreds of millions of dollars in funding.

Read more: Personal Website / LinkedIn


What’s on offer with this newsletter?

  1. One big thought: deeper coverage on the biggest news from the past week.

  2. Two topics: market updates (partnerships, product launches, regulatory updates and so on) and funding announcements.

  3. Two regions: updates from India and South East Asia.

  4. Additional related nuggets: additional important reads on fintech (not necessarily from the past week).

Why should you subscribe to this newsletter?

  1. Single source for the latest in Fintech: You’re a busy person. You may not have time to visit news websites in India, Indonesia, Philippines, Thailand and so on. If you’ve not been able to keep up with fintech news from the past week, don’t fret. Let the latest in fintech come to you, in a neat little email – with a ribbon.

  2. Emerging Markets are similar to India: Fintech in India, Indonesia, Vietnam, Philippines and so on is booming. These markets are similar in terms of user behaviour, financial services adoption and financial literacy. I find it more useful to track the goings on in these markets than the US.

  3. More innovation in these markets: Because of the lack of existing financial rails, there’s a lot more innovation happening in emerging markets. These markets are skipping the “phone lines” and going straight to “smartphones” in terms of financial services too. This means, regulation is progressive, innovation cycles are fast and adoption is rapid.

  4. Learn best case practices in similar markets with similar realities: There’s a lot to gain from learning best case practices in similar markets. Some countries innovate better in a certain sector. Some country regulations are more progressive than others. It’s beneficial to draw inspiration from these best case practices and regulatory changes.

  5. Reduced dependence on news from US: Our news feeds are crowded with news and updates from US-based startups. Obviously, there’s nothing wrong with that but there are a lot more, innovative things happening in India, Indonesia, Vietnam, Spain, and so on.

That said, hope the above gets your interested to sign up. You can sign up here or use this Substack link, if you prefer.

For over 2 years now, I’ve contemplated writing a newsletter on the Indian startup ecosystem. I even got around to doing it in 2018, but Mailchimp decided to suspend my account. That said, I’m just glad this is finally happening.

Is this time any different? Hell yeah! I’m a lot more comfortable with the format and the topic of this newsletter. Consistently maintaining a newsletter is tough – churning out content periodically in addition to one’s day job is no mean feat.

Before launching this newsletter, I attempted to publish an edition, each week since the past four weeks (starting 12th Sept). Surprisingly I’ve stuck to it despite long work hours and shifting to a new home. Each of these four editions had a different format I wanted to experiment with. Thankfully, I’ve finally settled on one that I like and that’s punchy to read. Basically, you’re getting a well thought out (at least to me) newsletter on Fintech that’s been tried and tested, with still more room for improvement.

About me:

I’m Osborne Saldanha and I’ve been covering fintech investments for 8+ years. I’m currently with Emphasis Ventures ( investing in early stage fintech opportunities. Previously, I was in the strategic investments team at Xiaomi Inc and prior to that with Tuscan ventures. I’m passionate about financial services, technology and its application in our lives.

Disclaimer: Fintech Inside represents my personal views only and in no way represents those of my current or past employers.

Subscribe to Fintech Inside

Fintech Inside contextualises & simplifies the complex world of fintech. It provides insights and implications of the latest news in the sector. Delivered every other week, covering India, South East Asia.


Osborne is deeply passionate about fintech & works to support founders in the space. Osborne brings close to a decade of investing experience and currently invests with EMVC ( He also led fintech investments at Xiaomi & Tuscan Ventures